Tuesday, August 12, 2008

Day of Closing

Since we are all the way in Maryland, and the house is in Florida, we decided to just use fedex/ups/dhl to communicate back and forth. We got the mortgage papers in, signed, and sent back out in the same day. That was Thursday. We were expecting the house closing papers the next day. Well guess what, another snag. (oh big surprise). The appraisal wasn't done in time. They had to be sent electronically at the end of Friday. They wanted us to sign them, get them notarized and sent back on Saturday. Umm....yeah, we would be glad to do so, except there is no Saturday pick-up here. No Saturday pick-up within a 2 hour drive! I asked why they couldn't just be sent back electronically as well, but I guess they need to have the actual notary seal. Well, the only thing we can do is send them out Monday to be delivered by 8:30 am on Tuesday, the day of closing. We ran to the bank Monday morning to get the notary and our certified check for the closing. Took it back home, and scanned it in for our own copy. Then ups'd it out, red flag to be there by 8:30 am. It's out of our hands now. Ben is tracking the package. Tuesday, 7:45 am, they try to deliver it, but the title company doesn't open until 8:00. Ok. No biggie. The title company girl we are working with is tracking it too. She saw that they tried to deliver it too. She emails us that she is keeping her eyes out for the ups guy. I'm sitting there in Ben's office, having my breakfast before work. All of a sudden he says, "Oh no....noooooo!" The tracking says it will attempt to re-deliver tomorrow! NO! Please no, tomorrow is too late! It will be on the auction block tomorrow! Oh Lord. He tries calling ups customer service. They are of no help. They won't even give us the phone number for the distribution center that the package left from. He's telling the girl that we will lose a house if that package doesn't get there today! We're thinking if we could call them at the distribution center, there's got to be a way to contact the driver and send him back!!! I'm making calls trying to get a number. Ben is looking online trying to find one too. Wait, I'm sick, I run to the bathroom. I can't take anymore of this! I am physically ill again. Not good. We are freaking out! All of a sudden, Ben gets an email from the title company. She got the package. huh? Ben calls her to verify. Yep. She got it. Oh thank God! I just break into tears. I really can't take much more. Neither can Ben. We're relieved, but we are still waiting for something else to happen. We won't actually believe the house is ours until we have the title in hand.

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